Technology

Vivifi India Finance launches UPI-based credit score choice FlexPay – NewsEverything Expertise

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Vivifi India Finance, a Hyderabad-based non-bank lender, has launched FlexPay, a cost choice that gives credit score utilizing the Unified Funds Interface (UPI). FlexPay will allow clients to make use of a line of credit score when they don’t have funds accessible of their financial institution accounts or digital wallets.
The product facilitates offline purchases by scanning any UPI QR code or a UPI ID to salaried and self-employed people.

“FlexPay is a shot within the arm for our imaginative and prescient of increasing credit score entry to non-prime and low-income debtors who at the moment depend on family and friends or unlicensed cash lenders when confronted with a money crunch. We firmly consider that our UPI infrastructure which allows ‘scan now, pay later’, will change into the long run for every type of credit score,” stated Anil Pinapala, CEO of Vivifi.

The corporate stated its product has been stay for nearly two months and has enabled 30,000 current clients to pay for transactions price practically Rs Three crore.
“Over 12 million kirana shops don’t course of bank card funds however provide credit score by themselves to retain clients. With this launch, these micro-entrepreneurs would not have to handle credit score threat for themselves however deal with their core enterprise, as their clients now have entry to a significant credit score choice,” Pinapala stated.

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